‘ Money Sense ’ Category

Till Debts Do Us Apart

Posted On Feb 03, 2008 // Money Sense//No Comment

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Today, it’s difficult to keep ourselves away from any form of financial debts. From educational loans to credit card repayment, we are obviously spending more than we earn no thanks to the rising inflation as well as our own uncontrolled spending habits. As a student or young adults, we might be able to depend on our parents to “provide” the needed money to “survive”, though I disagree with the saying that “it’s okay to get money from parents, they are supposed to take care of us anyway!”. Yes it’s fine to ask money from parents, but not when you are using it merely for unnecessary purposes. If you’re employed and thinking about ways to grow your hard-earned money rather than ending up in serious debts, here are my personal tips of managing your finance:

1. Pay yourself first - Every month when you get your salary, always pay yourself 10% of the amount ie: if you’re earning RM800 per month, pay yourself RM80. “Pay” here actually means “save”. While RM80 seems small, after one year, you’ll have RM960! Of course, if you can save more, the better. You can always save that 10% in a different bank account, and treat it as EMERGENCY ACCOUNT. Only “touch” that money when you really need it.

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Turn your Blog Traffics into Money!

Posted On Sep 01, 2007 // Money Sense//No Comment


First of all, I need to clarify that I’m not an expert marketing or financial guru that will help turn you into a millionaire within days!! I’m just a plain simple guy who enjoys blogging from home and earn significant money out of such interest, well at least worst come to worst it’s enough to handle the hosting fees and prepaid reloads. Haha. I can understand that many are jumping into the blogging world solely because of novelty, as in “My friends blog, so I have to blog too.” Thus, they end up flooding their blogs with either “copy-and-paste” materials from the internet or simply having it as a virtual space owner. But believe it or not, with proper skills, you can end up generating more money than you expected from your blog, especially when you’re in fact a creative and good writer. Here’s my very own Top 5 tips to get started, for those who are thinking of earning some extra pocket money of course (Not recommended for those who blog just for fun or make blogging as a virtual diary).

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